If you already have a mortgage with us we're here to help if you'd like to borrow more, are planning to move home or review your existing mortgage deal.
Review my existing mortgage
If your current mortgage deal is coming to an end or you’d like to review your existing mortgage deal, this could be the perfect time to take a look at our latest mortgage deals. To make life easier, you can agree a new deal up to 12 weeks before your current deal ends.
If you would like to discuss or review your existing mortgage please call us on 03 456 100 236.
Existing mortgage customers
to switch your current deal
03 456 100 236
any other mortgage enquiries
03 456 100 173
Borrow more money
If you're considering borrowing more money against your property for something special like home improvements, we could help. Please call us on 03 456 100 173.
If you're moving home, why not make the process simpler by moving your existing mortgage deal with you? Transferring your mortgage is known as "porting" - and you can top up any difference with an additional mortgage deal, though it's subject to status and first direct's lending criteria at the time of the request.
Just call our Mortgage team on 03 456 100 236 and they'd be happy to explain what's involved.
Of course you can find and compare our mortgages with our 'Find a mortgage for you tool'.
Make extra payments
A first direct mortgage gives you the flexibility to make overpayments on your mortgage – and with the Bank of England base rate still low, you might want to take advantage of the situation and pay off a little extra. You could reduce the amount of interest you pay, reduce your monthly payments, or even pay your mortgage off earlier – though Early Repayment Charges may apply depending on the interest rate you have chosen.
If you'd like to make an overpayment, just give us a call on 03 456 100 173 - and in the meantime, try our Overpayments calculator to work out how much you could save.
Get some help with my payments
It's not unusual for people's financial circumstances to change and if this is causing you concern the best thing to do is talk to us. We know your home is precious, so we have people who specialise in this area. Please call us straight away on 03 456 100 192. This team is here Monday to Thursday 8am to 9pm, Friday 8am to 8pm, Saturday 8am to 6:30pm, Sunday 9am to 6:30pm and 8am to 8pm on Bank Holidays (excluding Christmas Day).