Amend your existing online application
If you’ve recently applied for your first direct mortgage online and wish to make any amendments to your application, you’re able to change the following online:
- loan amount
- mortgage term
- mortgage type (i.e. change from offset to repayment only)
- interest rate (e.g. change from fixed, tracker or standard variable)
In order to make amendments, you’ll need to:
1. Use our ‘Find a mortgage for you’ tool to find the mortgage you would now wish to change to – remembering to select ‘Amending an existing application’ in the ‘I am..’ field.
2. Once you’ve selected the mortgage, you’ll then need to click on ‘Full details’, followed by ‘How to Apply’.
3. Then simply follow the on-screen instructions.
Please Note: You'll need to complete a new mortgage application if you want to make any other amendments to your online mortgage application or if your application was submitted over five months ago. If you do not wish to amend your interest rate, but cannot find the interest rate you originally applied for, please call us on 03 456 100 103.
first direct Offset Mortgages are interest only mortgages. The monthly payments shown on the next screen will cover only the interest charged on your mortgage.
This payment does not cover an amount that you need to pay to a repayment strategy. You are responsible for making your own arrangements to repay your mortgage at the end of the mortgage term.
You must demonstrate that you have a suitable repayment strategy in place. You may choose to use an endowment policy or another investment or savings plan.
Find a mortgage for you
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The figures and information provided by this tool are for illustration only and do not mean we can offer to lend to you. They do not include all the details that you need to choose a mortgage. Please make sure you read your individual Key Facts Illustration (KFI) before you make a decision.
A KFI gives you tailored information, based on a particular mortgage and the level of lending you require, which is important to help you make your decision. This includes associated rates and fees, the overall cost of the mortgage and your monthly payments. All lenders provide this information in the same format to enable customers to easily compare products. You can request a KFI for any product that you are eligible for.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
† Our Mortgage Team is available 8am to 10pm, 7 days a week