Home Mortgages Mortgage calculators & tools Mortgage calculator

Mortgage calculator

Our mortgage calculator will give you an idea of how much you might be able to borrow. Simply put, our mortgage calculator takes into consideration how much you earn and whether you're buying on your own or with someone else.

Enter your details in our mortgage calculator to get started.

How much can you borrow?

How much can you borrow?

Amount you could borrow

Amount you can borrow £0

Important information

The figures in this tool are to give you an idea and don’t necessarily mean we’ll be able to lend you that amount.

The amount we may consider lending will depend on your individual situation, the type of property you’re purchasing, the loan you choose and the amount you borrow.

Find the mortgage for you

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Contact us

If you want to:

Move house, remortgage, discuss rates or borrow more

New to first direct

0800 48 24 48

Existing first direct customers:

03 456 100 103

If you have:

Completion questions, payment changes, statement requests, or to pay off your mortgage

03 456 100 198

Lines are open Mon to Fri 8am to 10pm, Sat 8am to 8pm and Sun 9am to 8pm.

Lines are open Mon to Fri 8am to 9pm, Sat 8am to 5.30pm.