08 456 100 100
Mortgages

Find and Compare our Mortgages

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Important Notes

first direct Offset Mortgages are interest only mortgages. The monthly payments shown on the next screen will cover only the interest charged on your mortgage.

This payment does not cover an amount that you need to pay to a repayment vehicle. You are responsible for making your own arrangements to repay your mortgage at the end of the mortgage term

You must demonstrate that you have a suitable repayment vehicle in place. You may choose to use an endowment policy or another investment or savings plan.

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You can use this tool to find and compare first direct mortgages that may be available to you. However, the figures provided by this tool are for illustration only. Please ensure you read the Key Facts PDF download about our mortgage service. This information does not include all of the details that you need to choose a mortgage. Make sure you read the separate Key Facts Illustration before you make a decision. This does not constitute an offer of a mortgage from us.

We reserve the right to withdraw products at any time without notice.

How Much Can I Borrow?
Ooop's

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Number of applicants?
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Important information

This calculator will give you a figure which is for indication purposes only. It is subject to status and a full financial assessment being made. Figures given by this calculator do not constitute an offer to lend to you.

The maximum we would consider lending will depend on your individual situation, the property you are purchasing (e.g. new build), the loan you choose and the amount you borrow.

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Quick Question

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How would you like to apply for a mortgage?

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Already a customer?

If you're an existing first direct mortgage customer and are thinking about changing your mortgage deal, borrowing more on your current mortgage, or making extra payments, you can visit our Existing Customers page. Alternatively, you can call us on 08 456 100 173.

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Have a question or ready to apply?

Contact us

If you're new to first direct

0800 48 24 48


first direct account holders

08 456 100 103


first direct mortgage holders

08 456 100 173


Our Mortgage Team are available 8am to 10pm,
7 days a week

Apply online

Follow these three easy steps to start your online mortgage application:

  1. Search our range of mortgages to find and compare the ones available to you.
  2. Choose a mortgage that suits your needs.
  3. Click "Apply" to start your application.