Mortgage calculators & tools

Why choose first direct for your mortgage?

The perfect mortgage looks different to everyone, that's why we offer a range of mortgage types and rates. Whichever first direct mortgage you choose, we could help you feel right at home:

• mortgage advisers available 7 days a week
• you could get an agreement in principle that lasts 6 months, sorted in a 30-minute phone call
• fee-free valuation (Fee Saver mortgages available, too)
• mortgage terms up to 40 years
• if you already have a mortgage with us, you can take your first direct mortgage with you when you move house (known as porting)
• view your mortgage balance on the first direct App
• make unlimited overpayments on a first direct mortgage.