Home Mortgages Mortgage guides Mortgages for First time buyers

Mortgages for First time buyers

Buying your first home is an exciting time – but there’s a great deal to think about and do. We’re here to support you through the whole process.

If you haven’t already, it’s worth reading about our different types of mortgage, and how different rates work. You may also find these guides useful: Can I get a mortgage? and 5 tips that could help you save for a deposit.

How much can you borrow?

How much can you borrow?

Amount you could borrow

Amount you can borrow £0

Important information

The figures in this tool are to give you an idea and don’t necessarily mean we’ll be able to lend you that amount.

The amount we may consider lending will depend on your individual situation, the type of property you’re purchasing, the loan you choose and the amount you borrow.

Buying your first home – from start to finish

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  • Choose where you want to live

  • Go house hunting

  • Make an offer

  • Apply for a mortgage

  • The legal work

  • Surveyors

  • Mortgage offer documents

  • Exchanging contracts

  • Completion

  • Insurance and protection

Find the mortgage for you

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.