Home Mortgages Our mortgage rates and fees

Our mortgage rates and fees

Our mortgage rates

Here’s a list of all the mortgages we currently offer – and their different rates. You can see which ones are available for you with our 'Find the mortgage for you' tool.

Our mortgage rates

Our mortgage fees

Depending on the interest rate type you choose, different fees apply – but here’s a simple summary.

Learn about our mortgage fees

Find the mortgage for you

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Contact us

If you want to:

Move house, remortgage, discuss rates or borrow more

New to first direct

0800 48 24 48

Existing first direct customers:

03 456 100 103

If you have:

Completion questions, payment changes, statement requests, or to pay off your mortgage

03 456 100 198

Lines are open Mon to Sat 8am to 8pm and Sun 9am to 8pm.

Lines are open Mon to Fri 8am to 9pm and Sat 8am to 5.30pm.