Home Mortgages Our mortgage rates and fees

Our mortgage rates and fees

Our mortgage rates

Here’s a list of all the mortgages we currently offer – and their different rates. You can see which ones are available for you with our 'Find the mortgage for you' tool.

Our mortgage rates

Our mortgage fees

Depending on the interest rate type you choose, different fees apply – but here’s a simple summary.

Learn about our mortgage fees

Find the mortgage for you

Contact us today

If you want to: Find out more information about your existing mortgage rate

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If you want to: Move house, remortgage, discuss rates or borrow more

New to first direct

0800 48 24 48

Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.

Existing first direct customers:

03 456 100 103

Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.


If you have: Completion questions, payment changes, statement requests, or to pay off your mortgage

03 456 100 198

Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.


If you have: An ongoing mortgage application

03 456 100 173

Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.