First time buyers
If you're new to the world of mortgages, this guide will tell you everything you need to know.
All the information you need to make moving your mortgage to us as simple as possible.
If you'd like to move your mortgage to us from another lender, there are lots of ways we can help.
If you’d like to make any changes to your existing first direct mortgage, this guide will show you how.
We understand that being in the Forces can make things complicated so here are some flexible mortgage options available to you.
Useful links and contacts
Buying a home is a big decision – here are some resources you can use to help you make up your mind.
Hang my hat
They say hands build a house and hearts build a home, but what does it actually take to find that special place?
Could climate change impact your mortgage application?
From flooding to coastal erosion – some properties are more at risk from climate change than others. But what does it mean for your mortgage?
What is concentration risk?
Concentration risk can occur if a lender approves mortgages on too many homes in the same place, raising the possibility of financial losses.
Can a low EPC rating affect your mortgage application?
It can sometimes be difficult to get a mortgage on a property with a low Energy Performance Certificate (EPC) rating.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.