What would you like to do today?
In line with the government's Mortgage Charter, first direct can now offer more options to help mortgage customers through the cost of living crisis.
Looking for a new mortgage?
Explore the range of mortgage types that match your needs or use our range of calculators to see what products you could be eligible for, how much you could borrow and what your monthly payments could look like.
Don’t forget you won’t find our mortgage deals through brokers, so come direct.
Get startedThink carefully before securing other debts against your home. Your home may be repossessed if you don't keep up repayments on your mortgage.
Our mortgage types and rates explained
What’s the difference between a Repayment Mortgage and an Offset Mortgage? Should you go for a Tracker or a Fixed Rate? Find out more about the sorts of mortgages we offer here.
Mortgage guides
What happens when – and why…? Whether you’re a first time buyer, remortgaging your current house, moving to a new place or an existing customer, we’ve got a handy buyers’ guide for you.
Rates & fees
Because we know you’re looking for the best value you can, we’ve outlined the rates and fees for all of our mortgages here so you can quickly and easily compare.
How to apply
You can give us a call or apply online. Find out more about how to apply and our mortgage application process.
Calculators
Get an idea of what we could offer and ways you may be able to pay it off quicker.
- how much can you borrow?
- find a mortgage for you
- Offset Mortgage calculator
- overpayment calculator.
Useful documents
Tools you might like
Contact us today
If you want to: Find out more information about your existing mortgage rate
Chat with usLog in > select 'Message us'
If you want to: Move house, remortgage, discuss rates or borrow more
Existing first direct customers:
Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.
If you have: Completion questions, payment changes, statement requests, or to pay off your mortgage
Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.
If you have: An ongoing mortgage application
Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.