Home Mortgages


Find a mortage for you

Find the mortgage for you

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How much can you borrow?

How much can you borrow?

Amount you could borrow

Amount you can borrow £0

Important information

The figures in this tool are to give you an idea and don’t necessarily mean we’ll be able to lend you that amount.

The amount we may consider lending will depend on your individual situation, the type of property you’re purchasing, the loan you choose and the amount you borrow.

Our mortgage types and rates explained

What’s the difference between a Repayment Mortgage and an Offset Mortgage? Should you go for a Tracker or a Fixed Rate? Find out more about the sorts of mortgages we offer here.

About our mortgages and rate types

Mortgage guides

What happens when – and why…? Whether you’re a first time buyer, remortgaging your current house, moving to a new place or an existing customer, we’ve got a handy buyers’ guide for you.

See all our mortgage guides

Rates & fees

Because we know you’re looking for the best value you can, we’ve outlined the rates and fees for all of our mortgages here so you can quickly and easily compare.

Our mortgage rates and fees

How to apply

You can give us a call or apply online. Find out more about how to apply and our mortgage application process.

More about how to apply


Get an idea of what we could offer and ways you may be able to pay it off quicker.

  • how much can you borrow?
  • find a mortgage for you
  • Offset Mortgage calculator
  • overpayment calculator.

See our calculators

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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Life Insurance

Protect their future with first direct Life Insurance, provided by HSBC Life (UK) Limited.

Learn more about our Life Insurance

Contact us

If you want to:

Move house, remortgage, discuss rates or borrow more

New to first direct

0800 48 24 48

Existing first direct customers:

03 456 100 103

If you have:

Completion questions, payment changes, statement requests, or to pay off your mortgage

03 456 100 198

Lines are open Mon to Sat 8am to 8pm and Sun 9am to 8pm.

Lines are open Mon to Fri 8am to 9pm and Sat 8am to 5.30pm.