Mortgages
Our mortgage types and rates explained
What’s the difference between a Repayment Mortgage and an Offset Mortgage? Should you go for a Tracker or a Fixed Rate? Find out more about the sorts of mortgages we offer here.
Mortgage guides
What happens when – and why…? Whether you’re a first time buyer, remortgaging your current house, moving to a new place or an existing customer, we’ve got a handy buyers’ guide for you.
Rates & fees
Because we know you’re looking for the best value you can, we’ve outlined the rates and fees for all of our mortgages here so you can quickly and easily compare.
How to apply
You can give us a call or apply online. Find out more about how to apply and our mortgage application process.
Calculators
Get an idea of what we could offer and ways you may be able to pay it off quicker.
- how much can you borrow?
- find a mortgage for you
- Offset Mortgage calculator
- overpayment calculator.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Useful documents
Tools you might like
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Life Insurance
Protect their future with first direct Life Insurance, provided by HSBC Life (UK) Limited.
Contact us
If you want to:
Move house, remortgage, discuss rates or borrow more
New to first direct
Existing first direct customers:
If you have:
Completion questions, payment changes, statement requests, or to pay off your mortgage
† Lines are open Mon to Fri 8am to 10pm, Sat 8am to 8pm and Sun 9am to 8pm.
†† Lines are open Mon to Fri 8am to 9pm, Sat 8am to 5.30pm.