Our Mortgage comparison
Your home may be repossessed if you do not keep up your payments
We’ve cut our mortgage rates
Take a look to see what’s on offer…
Your home may be repossessed if you do not keep up repayments on your mortgage.
Find a first direct mortgage rate
Did you know our mortgages aren't available through brokers? So before you talk to a broker, make sure you come to us direct.
Whether you're a first-time buyer or looking to remortgage, our mortgage calculator is here to make things easier for you. Learn how much you could borrow, view potential mortgage rates and see how changes to your mortgage could affect your monthly repayments.
For our mortgage comparison tool, please select:
Remortgage – if you currently hold a mortgage with another lender and are looking to bring this to first direct.
First Time Buyer – if you've never been an owner of a residential property in the UK, or anywhere else in the world, and intend to occupy a property as your main residence. For joint applications, both customers must be first-time buyers to qualify for first-time buyer products.
Home Mover – if you currently own your home and have a mortgage either with first direct or another provider and are looking to move and get a mortgage on your new home.
Existing Mortgage Customer – if you already have a mortgage with first direct and you're looking to make changes to it, such as borrow more money, or look at a new rate.
Amend an Existing Application – if you've previously made an online application and need to make changes to it.
Think carefully before securing other debts against your home. Your home may be repossessed if you don't keep up repayments on your mortgage.
Useful documents
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Contact us today
If you want to: Find out more information about your existing mortgage rate
Chat with usLog in > select 'Message us'
If you want to: Move house, remortgage, discuss rates or borrow more
If you have: Completion questions, payment changes, statement requests, or to pay off your mortgage
Mon to Fri 8am - 9pm and Sat 8am - 5.30pm
If you have: An ongoing mortgage application
Mon to Sat 8am - 8pm and Sun 9am to 8pm