Our Mortgage comparison
Your home may be repossessed if you do not keep up your payments
We don't mean to brag, but we've been named Which? Recommended mortgage provider... again.
(Okay, maybe we do mean to brag a bit!)
How much your mortgage will cost every month depends on the type of mortgage you choose. Working out which one’s best for you might seem like hard work, but it just means having a good think about your circumstances and cash flow. You can call us on 03 456 100 103† to talk about it, or use the calculator below. By answering a few questions, you can narrow your choices down and compare indicative monthly costs. Have fun…
For our mortgage comparison tool, please select:
Remortgage – if you currently hold a mortgage with another lender and are looking to bring this to first direct.
First Time Buyer – if you have never been an owner of a residential property in the UK, or anywhere else in the world, and intend to occupy a property as your main residence. For joint applications, both customers must be first buyers to qualify for first time buyer products.
Home Mover – if you currently own your home, and have a mortgage either with first direct or another provider, and are looking to move and get a mortgage on your new home.
Existing Mortgage Customer – if you have your mortgage with first direct already and are looking to make changes to it, such as borrow more money, or look at a new rate.
Amend an Existing Application – if you have made an application online previously and need to make changes to it.
Think carefully before securing other debts against your home. Your home may be repossessed if you don't keep up repayments on your mortgage.
Useful documents
Tools you might like
Contact us today
If you want to: Find out more information about your existing mortgage rate
Chat with usLog in > select 'Message us'
If you want to: Move house, remortgage, discuss rates or borrow more
If you have: Completion questions, payment changes, statement requests, or to pay off your mortgage
Mon to Fri 8am - 9pm and Sat 8am - 5.30pm
If you have: An ongoing mortgage application
Mon to Sat 8am - 8pm and Sun 9am to 8pm