Conveyancing is the legal process of transferring ownership of a property from the seller to the buyer. It’s an essential part of the home buying process, usually carried out by a solicitor or licensed conveyancer. Before you get into buying a house it may be best to understand the steps involved in conveyancing.
As conveyancing is a complex process most people choose to use a professional – a solicitor or a licensed conveyancer. Their job is to take care of all the legal aspects of buying your new home. These include:
Conveyancing consists of several complex steps, and each one must be carried out properly to ensure a smooth completion. Here’s what happens and where you come in:
You’ll need to appoint a solicitor or licensed conveyancer to represent you. This is your responsibility so try asking friends or family for recommendations or research local firms. Once you’ve chosen your solicitor or licensed conveyancer we’ll check to see if they meet our criteria. If they do, then your chosen firm should be able to act for you and first direct.
Your solicitor or licensed conveyancer will also send an extensive set of preliminary enquiries to the seller's solicitor or licensed conveyancer. Enquiries include:
Your solicitor or licensed conveyancer will arrange for a search to be carried out with the local authority for the property you are buying. This includes a check against any planning proposals and ownership responsibilities that might affect the property you're buying. Checks include, but aren't limited to:
Depending on the age or location of the property you're buying, your solicitor or licensed conveyancer may recommend carrying out extra searches. In addition, your mortgage lender may also insist on further searches. These could include:
Feeling more clued up about conveyancing? If you’d like to learn more about buying your first home, take a look at our other first-time buyer guides.
The material contained in this document is for information purposes only and does not constitute advice.
You should obtain relevant legal or other advice if you are unsure about the effect on you of any matter in this document.
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