Home Mortgages Our mortgage rates and fees

Our mortgage rates and fees

Our mortgage rates

Whether you’re looking for a Fixed or Tracker Rate Mortgage, explore all the mortgages we currently offer (including rates and fees) and find the right one for you.

Our mortgage rates

Our mortgage fees

Depending on the interest rate type you choose, different fees apply – but here’s a simple summary.

Learn about our mortgage fees

Find the mortgage for you

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If you want to: Find out more information about your existing mortgage rate

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If you want to: Move house, remortgage, discuss rates or borrow more

New to first direct

0800 48 24 48

Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.

Existing first direct customers:

03 456 100 103

Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.


If you have: Completion questions, payment changes, statement requests, or to pay off your mortgage

03 456 100 198

Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.


If you have: An ongoing mortgage application

03 456 100 173

Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.