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Our Mortgage rates
Your home may be repossessed if you do not keep up your payments
Here’s a list of all the mortgages we currently offer – and their different rates. You should bear in mind that mortgages can be withdrawn and interest rates can change at any time. You can see which ones are available for you with our 'Find the mortgage for you' tool.
For our mortgage comparison tool, please select:
Existing Mortgage Customer – if you have your mortgage with first direct already and are looking to make changes to it, such as borrow more money, or look at a new rate.
Remortgage – if you currently hold a mortgage with another lender and are looking to bring this to first direct.
First Time Buyer – if you have never been an owner of a residential property in the UK, or anywhere else in the world, and intend to occupy a property as your main residence. For joint applications, both customers must be first buyers to qualify for first time buyer products.
Home Mover – if you currently own your home, and have a mortgage either with first direct or another provider, and are looking to move and get a mortgage on your new home.
Amend an Existing Application – if you have made an application online previously and need to make changes to it.
Find the mortgage for you
Think carefully before securing other debts against your home. Your home may be repossessed if you don't keep up repayments on your mortgage.
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Contact us today
If you want to: Find out more information about your existing mortgage rate
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If you want to: Move house, remortgage, discuss rates or borrow more
If you have: Completion questions, payment changes, statement requests, or to pay off your mortgage
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If you have: An ongoing mortgage application
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