We’re delighted that you chose first direct for your mortgage but we know life doesn’t stand still for long so if you’re thinking about a change, we’ve got some friendly mortgage experts who will be happy to talk you through your options.
If you’re wanting to move house or remortgage, discuss our rates or borrow more :
If you’d like to discuss anything about your existing Mortgage please call us on 03 456 100 236†.
Borrow more money
If you're thinking about borrowing more money against your property, for something special like home improvements, we could help. Please call us on 03 456 100 173†.
Make moving home easier, by taking your existing Mortgage with you. This is called ‘porting’ – and you can top up any extra with an additional mortgage deal, but remember it's subject to status and our lending criteria at the time.
Our mortgages give you the flexibility to make overpayments. You could reduce the amount of interest you pay, reduce your monthly payments, or even pay your mortgage off earlier. Please check if any early repayment charges apply before you make any overpayments.
Things change, life moves on and your finances might not always be as secure as they were when you took out a mortgage. But try not to panic – we have people who specialise in helping anyone in a tricky situation. Please call us as soon as things start to look uncertain on 03 456 100 192. This team is here Monday to Thursday 8am to 9pm, Friday 8am to 8pm, Saturday 8am to 6:30pm, Sunday 9am to 6:30pm and 8am to 8pm on Bank Holidays (except Christmas Day).