Mortgages for first time buyers
Your home may be repossessed if you do not keep up your payments
We’ve cut our mortgage rates
Take a look to see what’s on offer…
Your home may be repossessed if you do not keep up repayments on your mortgage.
Buying your first home is an exciting time. Whether you’re deposit-ready, setting those property alerts or heading out to house viewings – we’re here to help you reach for that first rung of the property ladder. Ready? Let’s get moving…
If you’ve already applied, check out our first time buyers journey tracker to see where you are in the process and what happens next.
Think carefully before securing other debts against your home. Your home may be repossessed if you don't keep up repayments on your mortgage.
Now let’s help you get offer-ready
Great homes are moving fast. Be ready to make an offer from the minute that property alert pings. This is where an Agreement in Principle comes in. It’s not a legal document and it won’t affect your credit score – but it will show that you’re serious about buying. With the property market moving at such a pace, you might find you miss out on properties if you don’t have your AIP ready before viewing.