Home Mortgages Our Mortgage comparison

Looking for a mortgage?

Learn how much you could borrow and see how changes to your mortgage could affect your repayments

You won’t find our mortgage deals through brokers.

So talk to us first, direct.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Moneyfacts winner awards 2023 - best bank mortgage provider Moneyfacts winner awards 2023 - best remortgage provider

Find a first direct mortgage rate

Did you know our mortgages aren't available through brokers? So before you talk to a broker, make sure you come to us direct.

Whether you're a first-time buyer or looking to remortgage, our mortgage calculator is here to make things easier for you. Learn how much you could borrow, view potential mortgage rates and see how changes to your mortgage could affect your monthly repayments.

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Looking for a new mortgage?

Explore the range of mortgage types that match your needs or use our range of calculators to see what products you could be eligible for, how much you could borrow and what your monthly payments could look like.

Don’t forget you won’t find our mortgage deals through brokers, so come direct.

Get started

Contact us today

If you want to: Find out more information about your existing mortgage rate

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Log in > select 'Message us'

If you want to: Move house, remortgage, discuss rates or borrow more

New to first direct

0800 48 24 48

Mon to Sat 8am - 8pm and Sun 9am - 8pm

Existing first direct customers:

03 456 100 103

Mon to Sat 8am - 8pm and Sun 9am - 8pm


If you have: Completion questions, payment changes, statement requests, or to pay off your mortgage

03 456 100 198

Mon to Fri 8am - 9pm and Sat 8am - 5.30pm


If you have: An ongoing mortgage application

03 456 100 173

Mon to Sat 8am - 8pm and Sun 9am to 8pm