Home Mortgages Mortgage rates and fees Our Mortgage rates

Our Mortgage rates

Here’s a list of all the mortgages we currently offer – and their different rates. You should bear in mind that mortgages can be withdrawn and interest rates can change at any time. You can see which ones are available for you with our 'Find the mortgage for you' tool.

For our mortgage comparison tool, please select:
Existing Mortgage Customer – Select this if your mortgage is already with us and you’re looking to make changes like borrowing more money or switching to a new rate.
Remortgage – Select this if you currently have a mortgage with another lender and are looking to move it to us.
First Time Buyer – Select this if you've never owned a residential property anywhere in the world. For joint applications, both of you must be first time buyers to qualify.
Home Mover

Find a rate

Find the mortgage for you

Contact us today

If you want to: Find out more information about your existing mortgage rate

Chat with us

Log in > select 'Message us'

If you want to: Move house, remortgage, discuss rates or borrow more

New to first direct

0800 48 24 48

Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.

Existing first direct customers:

03 456 100 103

Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.


If you have: Completion questions, payment changes, statement requests, or to pay off your mortgage

03 456 100 198

Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.


If you have: An ongoing mortgage application

03 456 100 173

Mon to Fri 8am to 8pm, Sat 8am to 6pm and Sun 9am to 6pm.